I am proud to work for Pinnacle Capital Mortgage, one of the nations's largest independent mortgage lenders. Recently, I was selected as a one of the top loan originators in the state by Seattle Magazine and the 5 Star Mortgage Professionals organization. Those selected represent less than 4% of all loan originators, and the selection process was quite thorough and fair.
I call myself a Loan Doctor, because I believe in providing customers the highest possible standards of service, professional ethics, and useful advice for their mortgage needs. I promise to listen carefully to your situation, to make recommendations and offer solutions designed to improve your financial health and general well-being. I also hope to help you with a home loan, but will not recommend one until I thoroughly understand your situation and needs, and we both can see a significant benefit for you.
You will be able to sleep well at night, knowing that I am a local, experienced, and highly rated mortgage professional. I will examine all possible ways to help you achieve your goals, whether it be a conventional loan, an FHA loan, a VA loan, or a Reverse Mortgage.
I will stand behind our Good Faith Estimates, and guarantee that the total costs quoted at the beginning of your loan will not exceed the amount you see when you sign your loan. Good Faith Estimates will always be based on 30 day locks, unless otherwise specified, and can only be provided when a complete application has been taken.
I promise to explain your loan options clearly, and will always take the time to make sure that you completely understand the loan you ultimately choose. I believe that having the right loan, with the right terms for your situation is actually more important than trying to achieve the lowest possible rate. (Click here to see a discussion of rates vs costs).
I promise to fully explore your loan from 3 dimensions: Low cost, Low Rate, Low Payment, to find the ideal combination for your needs.
The guarantee excludes prepaid interest, taxes and insurance. The guarantee does cover 3rd party fees, which are originally best estimates. Some fees may be higher and others lower than estimated, but the aggregate of all fees will not exceed our quote. Additionally, if the loan requires lock extensions due to circumstances beyond the reasonable control of the loan officer, the borrower may be required to pay for those extensions.